INSOUTH Bank

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INBusiness Checking

Every business has different needs. INSOUTH Bank has products and services to support you at every step.

Basic Checking

Starting Up or Scaling Down

  • No monthly account fee if you maintain a minimum balance of $500.00
  • For balances below $500.00, the monthly account fee is $10.00
  • 50 deposit or debit items per month FREE, $0.25 per item over 50
  • FREE Internet Banking with FREE Bill Pay
  • Monthly statement with check imaging

Plus Checking

When a company is poised for growth, our Plus Checking Plan offers the right boost.

  • No monthly account fee if you maintain $2,000.00 minimum OR $10,000.00 average balance
  • Monthly account fee of $15.00 if balances are not maintained 200 items per month FREE, $0.25 per item over 200
  • FREE Internet Banking with FREE Bill Pay
  • Monthly statement with check imaging
  • FREE INBusiness Investor Account
  • FREE Business MasterCard® Check Card
  • FREE Business MasterCard® credit card (upon approval)
  • INReserve Line of Credit with annual fee waived (upon credit approval)
  • One FREE personal regular checking account and personal MasterCard® Business credit card (upon approval)

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Advantage Checking

Getting bigger? Our Advantage Checking gives you the tools to manage success.

  • No monthly account fee if you maintain $10,000.00 minimum OR $25,000.00 average balance
  • Monthly account fee of $20.00 if balances are not maintained
  • 400 items per month FREE, $0.25 per item over 400
  • FREE Internet Banking with FREE Bill Pay
  • Monthly statement with check imaging
  • FREE INBusiness Investor Account
  • FREE Business Visa® credit card (upon approval)
  • INReserve Line of Credit with annual fee waived (upon credit approval)
  • An additional FREE regular checking account and VISA® Business credit card (upon approval)
  • FREE Electronic Bill Payment Service through INSOUTH Online
  • FREE monthly statement on CD ROM

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Commercial Checking

This plan meets the special needs of thriving businesses.

  • Unlimited transaction levels
  • An earnings credit on your balances may offset some or all of the activity fee
  • Monthly account fees are calculated based on the volume and type of activity on the account

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Non-Profits  

Available to qualifying nonprofit organizations, schools, churches and civic organizations

  • No minimum balance and no monthly account fee
  • 250 items per month FREE, $0.25 per item over 250
  • FREE Internet Banking with FREE Bill Pay
  • Monthly statement with check imaging

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Interest Checking +

When it's in your interest to grow interest.

  • Available to sole proprietorships and non-profits
  • Maintain $1,000.00 minimum to avoid a monthly account fee of $10.00
  • Earn interest on balances of $1,000.00 and up, interest compounded daily
  • Unlimited transactions

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Investor Account

Where Money Makes Money. Where business earnings earn more.

  • Earn money market rates on collected balances, with higher rates paid on higher balance tiers
  • Maintain a minimum balance of $2,500.00 to avoid a monthly service charge of $10.00
  • Withdrawals are limited to six (6) per month, three (3) of which can be checks; $10.00 per withdrawal over six; unlimited in-person transactions at any INSOUTH branch are permitted
  • Interest compounded daily and credited monthly

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