INSOUTH Bank

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INBusiness Checking

Every business has different needs. INSOUTH Bank has products and services to support you at every step.

Basic Checking

Starting Up or Scaling Down

  • No monthly account fee if you maintain a minimum balance of $500.00
  • For balances below $500.00, the monthly account fee is $10.00
  • 50 deposit or debit items per month FREE, $0.25 per item over 50
  • FREE Internet Banking with FREE Bill Pay
  • Monthly statement with check imaging

Plus Checking

When a company is poised for growth, our Plus Checking Plan offers the right boost.

  • No monthly account fee if you maintain $2,000.00 minimum OR $10,000.00 average balance
  • Monthly account fee of $15.00 if balances are not maintained 200 items per month FREE, $0.25 per item over 200
  • FREE Internet Banking with FREE Bill Pay
  • Monthly statement with check imaging
  • FREE INBusiness Investor Account
  • FREE Business MasterCard® Check Card
  • INReserve Line of Credit with annual fee waived (upon credit approval)
  • One FREE personal regular checking account

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Advantage Checking

Getting bigger? Our Advantage Checking gives you the tools to manage success.

  • No monthly account fee if you maintain $10,000.00 minimum OR $25,000.00 average balance
  • Monthly account fee of $20.00 if balances are not maintained
  • 400 items per month FREE, $0.25 per item over 400
  • FREE Internet Banking with FREE Bill Pay
  • Monthly statement with check imaging
  • FREE INBusiness Investor Account
  • INReserve Line of Credit with annual fee waived (upon credit approval)
  • An additional FREE regular checking account
  • FREE Electronic Bill Payment Service through INSOUTH Online
  • FREE monthly statement on CD ROM

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Commercial Checking

This plan meets the special needs of thriving businesses.

  • Unlimited transaction levels
  • An earnings credit on your balances may offset some or all of the activity fee
  • Monthly account fees are calculated based on the volume and type of activity on the account

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Non-Profits  

Available to qualifying nonprofit organizations, schools, churches and civic organizations

  • No minimum balance and no monthly account fee
  • 250 items per month FREE, $0.25 per item over 250
  • FREE Internet Banking with FREE Bill Pay
  • Monthly statement with check imaging

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Interest Checking +

When it's in your interest to grow interest.

  • Available to sole proprietorships and non-profits
  • Maintain $1,000.00 minimum to avoid a monthly account fee of $10.00
  • Earn interest on balances of $1,000.00 and up, interest compounded daily
  • Unlimited transactions

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Investor Account

Where Money Makes Money. Where business earnings earn more.

  • Earn money market rates on collected balances, with higher rates paid on higher balance tiers
  • Maintain a minimum balance of $2,500.00 to avoid a monthly service charge of $10.00
  • Withdrawals are limited to six (6) per month, three (3) of which can be checks; $10.00 per withdrawal over six; unlimited in-person transactions at any INSOUTH branch are permitted
  • Interest compounded daily and credited monthly

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MasterCard® Business Check Card

INSOUTH Bank Business Check Cards Make Doing Business Easier
INSOUTH Bank understands that running your own business can be both extremely rewarding and very demanding.  That’s why we are pleased to offer solutions for business owners that help make doing business a little easier. 
In addition to the wide range of business checking accounts available at INSOUTH Bank, business checking account holders can also get an INSOUTH Bank Business Check Card.  Not only does the business check card provide the convenience of paying for your business supplies and services directly from your account, it comes with a wealth of additional features.

  • No fee to use the INSOUTH Bank Business Check Card at merchant locations.
  • Safer purchasing thanks to zero liability to protect your business from fraudulent transactions.
  • Business account owners can set employee purchasing and withdrawal limits on additional check cards.
  • No matter where business travel takes you, the card is accepted wherever MasterCard is accepted, at millions of locations worldwide.
  • You will have Access to MoneyPass ATMs worldwide, surcharge free.
  • Earn INSOUTH Advantage Points Rewards using the card.  *Must be enrolled in the INSOUTH Bank Advantage Points Rewards program. 

Stop by your nearest INSOUTH Bank branch to request your MasterCard Business Check Card or call us at (800) 541-3891 for more information about the INSOUTH Bank Business Check Card.
If you have additional questions, please contact an INSOUTH Bank Customer Service Representative.

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