Personal Checking
No Fee Checking
No Foolin' -- this account has no monthly account fee plus other great benefits
- $100.00 minimum to open
- NO per-check charges
- NO limit on number of transactions
- Free INSOUTH VISA® Rewards Check Card for those who qualify
- Monthly statement with check number and amount listed
- Monthly statement with Check Images available with eStatements / eNotices
- Up to $700.00 ($900.00 with Direct Deposit) discretionary overdraft privilege for those who qualify
- Charges for additional services will apply
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Regular Checking
Our standard checking account with lots of special features.
- $100.00 minimum to open
- $750.00 minimum balance to avoid a $7.50 monthly service fee
- Unlimited transactions
- Monthly statement with check imaging
- FREE INSOUTH VISA® Rewards Check Card for those who qualify
- FREE Internet Banking with FREE Bill Pay
- Up to $700.00 ($900.00 with Direct Deposit) discretionary overdraft privilege for those who qualify
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INSOUTH e Account
It's Easy! It's Electronic! It's Economical!
- Direct Deposit of your Paycheck
- VISA® Rewards Check Card to use at ATMs and Points of Sale (POS) worldwide
- Monthly Statement with each ATM/POS transaction listed
- No checks issued - check writing not a feature of this product
- No minimum balance
- No monthly fee
- Unlimited ATM/POS transactions
- Unlimited electronic transfers between INSOUTH accounts
- Unlimited balance inquiries through ATMs, INSOUTH Online, or Insight Telephone Banking
- 3 non-ATM/POS cash withdrawals per month, then $3.00 per withdrawal
- Unlimited domestic and international wire transfers; $15.00 fee for domestic wires, $75.00 fee for international wires
- $100.00 discretionary overdraft privilege for those who qualify
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INPrime Checking
Our popular account for customers 50 years and older.
- $100.00 to open
- First 200 custom checks FREE
- Interest compounded daily, and credited monthly
- $200.00 minimum balance to avoid monthly fee of $5.00
- Unlimited transactions
- Monthly statement with check imaging
- FREE INSOUTH VISA® Rewards Check Card for those who qualify
- FREE Internet Banking with FREE Bill Pay
- Up to $700.00 ($900.00 with Direct Deposit) discretionary overdraft privilege for those who qualify
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Interest Checking Plus
For customers who want to earn interest on their checking account.
- $1,000.00 to open
- $1,000.00 minimum balance to avoid monthly service fee of $10.00
- Tiered interest rates on balances over $1,000.00, compounded daily and credited monthly
- Unlimited transactions
- Monthly statement with check imaging
- FREE INSOUTH VISA® Rewards Check Card for those who qualify
- FREE Internet Banking with FREE Bill Pay
- Up to $700.00 ($900.00 with Direct Deposit) discretionary overdraft privilege for those who qualify
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INVestor Account
An investment account that pays higher rates of interest.
- $2,500.00 to open
- $2,500.00 minimum balance to avoid monthly service fee of $10.00
- 6 withdrawals per month, then $10.00 each
- Unlimited teller transactions
- Tiered interest rates, compounded daily and credited monthly
- Monthly statement
- Free INSOUTH VISA® Rewards Check Card for those who qualify, with an active checking account
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Relationship Banking
Maximize your total banking relationship, and get all the extras you expect as a valued customer!
- $1,000.00 minimum to open
- Avoid a $15 monthly service charge with $15,000 in combined minimum deposit balances or combined balances of $50,000 including deposits, mortgage loans and Equilines
- Combined monthly statement with all your deposits and loans
- Relationship Checks FREE of charge
- FREE VISA Premium Check Card with double bonus points
- Interest compounded daily and credited monthly
- Platinum Visa® credit card (upon approval)
- FREE Internet Banking with FREE Bill Pay
- Discounts on safe deposit boxes (subject to availability)
- One personal INVestor account with no fee
- Personal Line of Credit (on approval)
- .25% APR discount on new installment loans
- $10,000 AD&D and $50,000 common carrier insurance, travel discounts, and more
- FREE Annual Financial Check-up with INSOUTH Financial Services
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