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Visa Classic Get a competitive APR on purchases and cash advances
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Features, Rates & Fees and Account Services
Approved Line from $500 to $5,000
APR for Classic Card: 17.65% on purchases; 18.65% on cash advances and balance transfers; effective July 2009
Fees associated with this card:
- No Annual Fee
- No Balance Transfer Fee
- Cash Advance fee will be 3% of each new cash advance
($10 minimum, $75 maximum) - Late Payment Fee is $29.00
- Return Check Fee is $27.00
- Over Limit Fee is $29.00
- Pay by Phone Fee is $7.50
Finance Charges associated with this card:Minimum Finance Charge will be $1.50 in any month a finance charge is assessed
Minimum Monthly Payment: 2% of outstanding balance, or $10.00, whichever is greater
Balance Calculation Method for Purchase: Average Daily Balance, including new purchases; grace on purchases and no grace on cash advances
Grace Period: 25 days
Account Services :Auto Rental Insurance at no cost
Access your account anytime, anywhere, 24 hours a day and 7 days a week. www.mycardstatement.com
ScoreCard is a rewards program that encourages you to use your card for all of your purchases. For every net dollar you spend, you earn Bonus Points that can be exchanged for fabulous travel and brand-name merchandise.
ScoreCard Rewards Program
There are several ways to Pay your INSOUTH Bank Credit Card Bill:
www.mycardstatement.com
INSOUTH Bill Payment
INSOUTH "INSight" - 24 Hr Telephone Banking System
Pay by Telephone - To pay by phone call (800) 599-7889
We reserve the right to change your terms, rates and fees at any time, for any reason, in accordance with the cardholder agreement and applicable law. Please see terms and conditions for important information concerning this offer.
Certain exclusions, restrictions and limitations apply, Details available when you receive your card.
Cash advance fees and finance charges apply.
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