Personal Loan Options

Learn about all the personal loan options available through INSouth Bank.

Contact Us



Auto Loans

Whether it’s a new set of wheels or refinancing an existing car, INSOUTH has your auto loan solution.

Mortgage Loans

We have several first mortgage options to suit every need, from residential construction loans with permanent financing to a purchase or refinance of a home. 

Home Improvement Loans

Get the funds you need for the home improvements you’ve been dreaming about.

Personal Lines of Credit

Flexibility, convenience and access, any time you need it

Lot and Land Loans

Sometimes it’s more than just the house—sometimes you’ve got to start from square one.

Personal Loans 

If you need an unsecure loan, CD secured loan or a loan to purchase or refinance a recreational vehicle, INSOUTH is here to assist you.

Consumer Loan Options


Loan Calculator

Mortgage Loans

We have several mortgage products to suit every need. We offer First Mortgage Term Loans and Residential Construction Loans. We also provide attractive mortgage refinancing options for you to consider. Let our experienced Lending Team sit down with you and discuss the best mortgage option that is Just Right for You. Contact your local INSOUTH branch for an appointment today!

Home Equity Line of Credit

Turn the equity in your house into cash in your pocket with INSOUTH's Equity Line! Borrow up to 80% of the value of your home, and use the cash for almost any reason – home repairs or renovations, travel – you name it. Best of all, the interest you pay could be tax-deductible; be sure to consult your tax advisor. Visit any INSOUTH location or contact us for more information.

Auto Loans

When you need a car—or want to refinance the wheels you’ve got—INSOUTH puts you in the driver’s seat. With a host of competitive financing options for both new cars and refinancing, thousands of area borrowers have turned to INSOUTH. Stop in to a branch to review the current rates, flexible repayment plans and customer-centric terms, all designed to keep you running on all cylinders.

  • Competitive rates for new cars and existing vehicle refinancing
  • Get loan funding fast—and use funds at a dealership or for private purchases

Visit INSOUTH or call our dedicated customer specialists to discuss your auto loan needs, and find the perfect financing for you now.

Home Improvement Loans

Time for some much needed improvements? Maybe your family is expanding, and you need to add some space to accommodate your growing brood—or, maybe, it’s that exciting addition you’ve been thinking about since move in day. It could be a major overhaul or a quick weekend project—no matter the need, with an INSOUTH Bank home improvement loans you can make those dreams realities fast.

  • With INSOUTH’s home improvement loans you’ll get:
  • Access to a variety of loan products depending on your specific home improvement need, access required and overall type of project desired
  • Low minimums for virtually all loan types, with simple applications and affordable monthly payments
  • Competitive rates, plus no- and low-fee loans available

Ready to get started? Visit INSOUTH or contact us now to learn more and apply for a home improvement loan today.

Personal Lines of Credit

Life happens—and that’s where INSOUTH Bank’s exclusive personal lines of credit come in. These convenient, flexible credit lines are designed to help you navigate life’s twists and turns, and ensure you always have access to the cash you need when you need it. Apply in just minutes, with funds available in days.

Unlike traditional loans, with a personal line of credit you can always borrow what you need whenever you need it during your loan term. So go ahead—make the big purchase, invest in the improvements, payoff your high-interest credit cards, or tackle the unexpected expense. With INSOUTH you’re always covered.

Personal lines of credit for all of your financial needs:

  • Minimums as low as $5,000
  • Competitive variable interest rates on all loans
  • Flexible repayment terms and ongoing access to your funds without reapplying
  • No balance transfer or cash advance fees, plus low annual account costs
  • No collateral required to secure a line of credit

Apply now and have a response fast—and, once approved, you’ll get access to your cash in just days. Visit a branch or call now to learn more.

Lot and Land Loans

When you’ve found the spot you’ll call “home,” INSOUTH Bank’s lot and land loans provide the financing you need to make it your own. These exclusive loans are ideal for the home builder as well as the short- and long-term investor, and provide competitive rates, flexible repayment terms and ongoing support from start to finish. And, should your lot and land loan lead you to that dream home, INSOUTH will be there to help you lock in the right mortgage well ahead of move-in day.

INSOUTH’s lot and land loans ensure you get the property you want on the terms you need:

  • Buy now and build later—it’s your loan and your land
  • Competitive rates and flexible repayment terms to keep you on track
  • Secure a lot and land loan with as little as 20% down
  • Roll your loan into an INSOUTH mortgage or other permanent financing once you begin building

Found your perfect property? Don’t wait. Call INSOUTH now or visit a branch to apply for your lot and land loan.

Personal Loans

If you need an unsecure loan, CD secured loan or a loan to purchase or refinance a recreational vehicle, INSOUTH is here to assist you. We have several personal loan options to assist your financial needs. Call us today to discuss the option that is Just Right for You!


Back to Top