Personal Loan Options

WHICH Consumer Loan IS BEST FOR YOU?

Consumer Loan Options

Loan Calculator

Mortgage Loan

We have several mortgage products to suit every need. We offer First Mortgage Term Loans and Residential Construction Loans. We also provide attractive mortgage refinancing options for you to consider. Let our experienced Lending Team sit down with you and discuss the best mortgage option that is Just Right for You. Contact your local INSOUTH branch for an appointment today!

Home Equity Line of Credit

Turn the equity in your house into cash in your pocket with INSOUTH's Equity Line! Borrow up to 80% of the value of your home, and use the cash for almost any reason – home repairs or renovations, travel – you name it. Best of all, the interest you pay could be tax-deductible; be sure to consult your tax advisor. Contact your INSOUTH Branch for more information.

Auto Loan

When you need a car—or want to refinance the wheels you’ve got—INSOUTH puts you in the driver’s seat. Stop into a branch to review the current rates, flexible repayment plans and customer-centric terms, all designed to keep you running on all cylinders.

• Competitive rates for new cars and existing vehicle refinancing
• Get loan funding fast—and use funds at a dealership or for private purchases

Contact your INSOUTH Branch to discuss your auto loan needs, and find the perfect financing for you.

Personal Line of Credit

Life happens—and that’s where INSOUTH Bank’s exclusive Personal Lines of Credit come in. These convenient, flexible credit lines are designed to help you navigate life’s twists and turns, and ensure you always have access to the cash you need when you need it. Apply in just minutes, with funds available in days.

Unlike traditional loans, with a Personal Line of Credit you can always borrow what you need whenever you need it during your loan term. So go ahead—make the big purchase, invest in the improvements, payoff your high-interest credit cards, or tackle the unexpected expense. With INSOUTH you’re always covered.

Personal Line of Credit for all of your financial needs:

• Minimums as low as $5,000
• Competitive variable interest rates on all loans
• Flexible repayment terms with access to your funds when you need them
• No balance transfer or cash advance fees, plus low annual account costs
• No collateral required to secure a line of credit, upon approval

Apply now and have a response fast—and, once approved, you’ll get access to your cash in just days. Visit an INSOUTH Branch or call now to learn more.

Lot and Land Loans

When you’ve found the spot you’ll call “home,” INSOUTH Bank’s lot and land loans provide the financing you need to make it your own. These exclusive loans are ideal for the home builder as well as the short- and long-term investor, and provide competitive rates, flexible repayment terms and ongoing support from start to finish. And, should your lot and land loan lead you to that dream home, INSOUTH will be there to help you with the mortgage loan that is Just Right for You. 

INSOUTH’s Lot and Land Loans ensure you get the property you want on the terms you need:

• Buy now and build later—it’s your loan and your land
• Competitive rates and flexible repayment terms to keep you on track
• Secure a lot and land loan with as little as 20% down
• When you are ready to build, roll your loan into an INSOUTH mortgage or other permanent financing

Found your perfect property? Don’t wait. Call INSOUTH now or visit a branch to apply for your lot and land loan.

Personal Loan

If you need an unsecured loan, CD secured loan or a loan to purchase or refinance a recreational vehicle, INSOUTH is here to assist you. We have several personal loan options to assist your financial needs. Call us today to discuss the option that is Just Right for You!