Checking that works—for you

Let INSOUTH Bank help you achieve your goals, from launch to growth and beyond

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Like personal checking accounts, INSOUTH’s INBusiness Checking solutions provide valuable liquidity for all deposits, along with a host of client-friendly services to make bill pay, cash withdrawals and online purchases and transfers even easier. Designed exclusively for small and medium businesses, these comprehensive accounts offer increased transactions, transfers and, even, debit card access, ensuring companies have the tools you need to best manage your day-to-day finances.

Depending on the specific nature of your business, INSOUTH may have targeted business solutions to ensure greater ease of use and increased value over traditional checking accounts. No- and low-fee accounts for non-profits plus a host of accounts geared for high-growth companies may be available.  A variety of custom-developed account solutions are available by contacting an INSOUTH representative to discuss with you in person or over the phone. No matter the account, all INBusiness Checking Accounts share a host of much-needed services and solutions, including check writing capabilities, on-demand withdrawals, ATM access, online bill pay and more.

INBusiness Checking Options

Starting Up or Scaling Down

  • No monthly account fee if you maintain a minimum balance of $500.00
  • For balances below $500.00, the monthly account fee is $10.00
  • 50 deposit or debit items per month FREE, $0.25 per item over 50
  • FREE Internet Banking with FREE Bill Pay
  • Monthly statement with check imaging
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When a company is poised for growth, our Plus Checking Plan offers the right boost.

  • No monthly account fee if you maintain $2,000.00 minimum OR $10,000.00 average balance
  • Monthly account fee of $15.00 if balances are not maintained 200 items per month FREE, $0.25 per item over 200
  • FREE Internet Banking with FREE Bill Pay
  • Monthly statement with check imaging
  • FREE INBusiness Investor Account
  • FREE Business MasterCard® Check Card
  • INReserve Line of Credit with annual fee waived (upon credit approval)
  • One FREE personal regular checking account
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Getting bigger? Our Advantage Checking gives you the tools to manage success.
  • No monthly account fee if you maintain $10,000.00 minimum OR $25,000.00 average balance
  • Monthly account fee of $20.00 if balances are not maintained
  • 400 items per month FREE, $0.25 per item over 400
  • FREE Internet Banking with FREE Bill Pay
  • Monthly statement with check imaging
  • FREE INBusiness Investor Account
  • INReserve Line of Credit with annual fee waived (upon credit approval)
  • An additional FREE regular checking account
  • FREE Electronic Bill Payment Service through INSOUTH Online
  • FREE monthly statement on CD ROM
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This plan meets the special needs of thriving businesses.

  • Unlimited transaction levels
  • An earnings credit on your balances may offset some or all of the activity fee
  • Monthly account fees are calculated based on the volume and type of activity on the account
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Available to qualifying nonprofit organizations, schools, churches and civic organizations

  • No minimum balance and no monthly account fee
  • 250 items per month FREE, $0.25 per item over 250
  • FREE Internet Banking with FREE Bill Pay
  • Monthly statement with check imaging
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When it’s in your interest to grow interest.

  • Available to sole proprietorships and non-profits
  • Maintain $1,000.00 minimum to avoid a monthly account fee of $10.00
  • Earn interest on balances of $1,000.00 and up, interest compounded daily
  • Unlimited transactions
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Where Money Makes Money. Where business earnings earn more.

  • Earn money market rates on collected balances, with higher rates paid on higher balance tiers
  • Maintain a minimum balance of $2,500.00 to avoid a monthly service charge of $10.00
  • Withdrawals are limited to six (6) per month, three (3) of which can be checks; $10.00 per withdrawal over six; unlimited in-person transactions at any INSOUTH branch are permitted
  • Interest compounded daily and credited monthly
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