A Checking Account TOTALLY ELECTRONIC for You

eTransactions-only, with technology at your fingertips this is a great way to bank On-The-Go!

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For Customers Who Prefer to Bank On-The-Go

eTransactions-only, with technology at your fingertips this is a great way to do checking.

  • A $100 minimum to open an account, with unlimited monthly eTransactions. $.50/item for eAccount Paper Items,
  • Monthly Account Fee $3.00
  • Free INSOUTH MasterCard® Rewards Check Card for those who qualify
  • MoneyPass® Surcharge Free ATM Transactions *
  • Monthly eStatement – eStatements / eNotices or $3 Monthly Paper Statement Fee
  • INSOUTH Bill Pay – $6.00 Monthly fee
  • Up to $900.00 (with Direct Deposit) discretionary overdraft privilege for those who qualify – Overdraft charges apply.
  • Free eBanking Services: eStatements, Mobile Banking, INSOUTH Alerts, INSOUTH Online, Telephone Banking.
  • Advantage Points Rewards with Cash Back Option (Register your card at our Advantage Points website & earn points for your signature based transactions.) Terms and Conditions may apply. Cash redemptions are issued via a credit to your Account which will be applied to your Account within 1 or 2 billing cycles. No cancellations or refunds on this item.
  • No Age Requirement or Restrictions

* Fees may apply to non-bank, foreign and non-MoneyPass ATM transactions.

More and more of our customers prefer to bank on-the-go – using online banking, ATMs, mobile banking and receiving statements electronically. INSOUTH Bank’s eAccount was developed for those customers who prefer to bank how they want, when they want.
Additional add-on services available:

  • Prefer paper statements? Add $3.00/statement
  • Want double bonus points and access to First Tennessee ATMs across Tennessee surcharge free? Add $5.00/month to receive the INSOUTH MasterCard® Premium check card.
  • INSOUTH Bank suggests that confidential information, such as social security number, birthdate, account number, etc. not be transmitted via this form.