Make your money work harder

Earn a great rate on your checking balance starting now

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  • $1,000.00 to open
  • $1,000.00 minimum balance to avoid Monthly Account Fee of $10.00
  • Tiered interest rates on balances over $1,000.00, compounded daily and credited monthly
  • Unlimited transactions
  • Monthly statement with check imaging
  • FREE INSOUTH MasterCard® Rewards Check Card for those who qualify
  • FREE Internet Banking with FREE Bill Pay
  • Up to $700.00 ($900.00 with Direct Deposit) discretionary overdraft privilege for those who qualify. Overdraft charges apply.

Everyday banking just got better

ALL of your money should work hard — not just your long-term savings. With INSOUTH’s Interest Checking Accounts you’ll earn a great rate on your day-to-day checking account balances, just for maintaining a low $1,000 monthly minimum. And the best part? As your checking account grows you’ll earn an increased rate on your funds, helping you achieve your everyday goals and, even, boost your savings faster and easier.

With unlimited transactions, a complementary INSOUTH Rewards Check Card, full overdraft protection and other in-person and online features plus competitive interest rates on your account balances, Interest Checking is the ultimate go-to for anyone looking for the convenience of everyday banking with the perks of investing. Don’t wait — the sooner you open your Interest Checking Account the sooner you’ll start earning big.

  • INSOUTH Bank suggests that confidential information, such as social security number, birthdate, account number, etc. not be transmitted via this form.