Where your money works as hard as you

INSOUTH Bank’s personal savings accounts provide the growth you want with the access and security you need.

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Designed to balance liquidity and customer access with strong short- and long-term growth, INSOUTH Bank’s personal savings accounts are a go-to choice for savvy savers in all stages of their financial journeys. From standard savings accounts such as INSOUTH’s Regular Personal Savings to maturity-based, longer-term certificates of deposit (CDs), there are a variety of personal savings accounts available, with a varying degree of balance requirements, returns, investment periods and access. But no matter which product you choose, one thing is for sure: INSOUTH savings accounts reward you just for letting your money grow.

Open an INSOUTH Bank Personal Savings Account today:

  • Low minimums
  • Competitive rates on all accounts
  • Interest compounded daily
  • Immediate access to funds, with low to no penalty withdrawal options
  • High yield CDs with 30 day – 5 year terms
  • $5.00 account fee per quarter if your account falls below $300.00

Whether you’re saving for a specific goal, want to create a solid nest egg or, even, want to teach your kids about the value of investing, INSOUTH has a solution for you. Visit a branch or call now to discuss your goals and the ways we can help put you on a path towards financial success.

Save for tomorrow while still maintaining direct access to your funds today. This comprehensive account is ideal for any customer, providing a strong investment foundation with little due at opening.

  • Start with just $100—maintain a $300 minimum and all service charges are waived
  • Dip below $300? Account fees are just $5 per quarter
  • Interest is compounded daily and credited quarterly, so you can watch your savings add up fast
  • Access your savings when you need it, with up to 6 free quarterly withdrawals then $5.00 per withdrawal.
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Tell us your goal—to save for college, for a dream vacation, a home improvement or “just because”—and we’ll help you create a Custom Savings Account that’s just right. You’ll set the terms and we’ll take care of the rest.

  • Open an account with as little as $25, and set the maturity from 6 to 36 months depending on your savings goals
  • Make or Schedule deposits at any time during your savings cycle
  • Your first quarterly withdrawal is free—after that, access your fund for as little as $5 per withdrawal
  • Need to access your savings earlier than planned? Early withdrawal penalties are just $25
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Joining the MoneyBee Bug Club is a positive step in establishing good savings and spending habits in children. This club is open to kids age birth to 12 years old.  Our INSOUTH MoneyBee host the MoneyBee Bug Club. The MoneyBee makes learning about money and saving fun! Children opening a Money Bee Bug Club Account will receive special prizes with each deposit. MoneyBee visits some of the area schools make saving easy for children

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Teach your children to save and develop good money management skills with the INSOUTH INDependent Account. This account is open to kids age birth to 18 years old.

  • Unique Account Benefits
  • Only $10.00 to open
  • No minimum balance requirement
  • No monthly account fee
  • 6 withdrawals per quarter, then $5.00 each
  • Interest compounded daily and credited quarterly
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’Tis the season to be jolly — especially when you can afford to be. A INSOUTH Bank Christmas Club account can help you manage your savings on a monthly basis to help you reach your holiday spending goal.

  • Open an account with as little as $25
  • Make deposits at any time during your savings cycle
  • Your first quarterly withdrawal is free—after that, access your funds for as little as $5 per withdrawal
  • Need to access your savings earlier than planned? Early withdrawal penalties are just $25
  • Automatic transfer from checking and/or savings for your convenience
  • Renews at maturity
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Looking to earn the maximum interest on your savings? INSOUTH’s Certificates of Deposit are ideal short- and long-term solutions for savers, offering higher rates for established investment durations.

  • CDs with maturities ranging from 30 days to 5 years, with a $500 minimum to get started
  • Higher potential yields for longer-term investments, with increased interest over traditional savings accounts
  • Low penalties for early withdrawals
  • Automatic renewals at maturity, ensuring your savings are always safe, secure and generating strong returns
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