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Consumer Loans

At INSOUTH Bank, we offer a wide variety of personal credit products that are Just Right For You. We are committed to offering a broad product offering with competitive rates and a variety of repayment terms to fit your needs, regardless of the size of transaction. Visit an INSOUTH branch location or contact us to learn more.

  • Auto Loans
  • Boat Loans
  • Home Improvement Loans
  • Personal Lines of Credit
  • Lot and Land Loans
  • Small Business Loans
  • Agriculture Loans


Turn the equity in your house into cash in your pocket with INSOUTH’s EquiLine!   Borrow up to 80% of the value of your home, and use the cash for almost any reason – home repairs or renovations, travel, school tuition – you name it.  Best of all, the interest you pay could be tax-deductible; be sure to consult your tax advisor.   Visit any INSOUTH location or contact us for more information.

Mortgage Loans

We have several first mortgage products to suit every need, from flexible programs for low to moderate-income families to residential construction loans with permanent financing on new homes.    Also, we have some very attractive mortgage refinancing options for you to consider.  But let’s start by sitting down to talk – for more information contact our mortgage department to set up an appointment.

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Loans Calculators

Want to know what size "loan" is Just Right For You? Use our handy General Loan or Mortgage Calculators, to determine the amount to borrow so monthly payments, and other aspects of your loan.

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FREE Credit Report

Receive a FREE Credit Report from EACH of the three credit agencies one time per year.
Go to and follow the instructions to request your free report

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