INBusiness CHECKING

Checking that is JUST RIGHT FOR YOU & your business

Let INSOUTH Bank help you achieve your goals, from launch to growth and beyond.

 

 

WHICH INBusiness Checking ACCOUNT IS BEST FOR YOU?

INBusiness Commercial Checking

For businesses with more complex banking needs!

INBusiness Interest Checking Plus

An account for those businesses that want to earn interest!

INBusiness Basic Checking

Perfect for most businesses!

 

Business Checking Account Benefits

We have great benefits included with every new business checking account!

  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Deposit
  • FREE eStatements
  • FREE Thank You Gift
  • FREE gifts for referring others
  • BUY BACK of your debit cards and unused checks from another financial institution up to $10 - given at the time the checks/debit cards are presented.

Account Options

Like personal checking accounts, INSOUTH’s INBusiness Checking solutions provide valuable liquidity for all deposits, along with a host of client-friendly services to make bill pay, cash withdrawals and online purchases and transfers even easier. Designed exclusively for small and medium businesses, these comprehensive accounts offer increased transactions, transfers and, even, debit card access, ensuring companies have the tools you need to best manage your day-to-day finances.

Depending on the specific nature of your business, INSOUTH may have targeted business solutions to ensure greater ease of use and increased value over traditional checking accounts. No- and low-fee accounts for non-profits plus a host of accounts geared for high-growth companies may be available. A variety of custom-developed account solutions are available by contacting an INSOUTH representative to discuss with you in person or over the phone. No matter the account, all INBusiness Checking Accounts share a host of much-needed services and solutions, including check writing capabilities, on-demand withdrawals, ATM access, online bill pay and more.

INBusiness Commercial Checking

For businesses with more complex banking needs!

  • Unlimited transaction levels
  • An earnings credit on your balances may offset some or all of the activity fee
  • Monthly account fees are calculated based on the volume and type of activity on the account
  • Business Visa® Debit Card
  • uChoose Rewards Points. Visit the UChoose website and register your INSOUTH Business Visa® Debit Card to start earning points for signature based transactions. Terms and Conditions may apply. Cash redemptions are issued via a credit to your INSOUTH checking account. It may take up to five (5) business days to credit your account. No cancellations or refunds on this item.

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INBusiness Interest Checking Plus

An account for those businesses that want to earn interest!

  • Only $1,000 minimum balance to avoid a monthly account fee of $10
  • Earn interest on balances of $1,000 and up, interest compounded daily
  • Business Visa® Debit Card
  • uChoose Rewards Points. Visit the UChoose website and register your INSOUTH Business Visa® Debit Card to start earning points for signature based transactions. Terms and Conditions may apply. Cash redemptions are issued via a credit to your INSOUTH checking account. It may take up to five (5) business days to credit your account. No cancellations or refunds on this item.
  • Unlimited transactions

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INBusiness Basic Checking

Perfect for most businesses!

  • 50 FREE monthly transaction items
  • Only $0.25 per item over 50
  • Only $500 minimum daily balance to avoid a low monthly fee of $10
  • Business Visa® Debit Card
  • uChoose Rewards Points. Visit the UChoose website and register your INSOUTH Business Visa® Debit Card to start earning points for signature based transactions. Terms and Conditions may apply. Cash redemptions are issued via a credit to your INSOUTH checking account. It may take up to five (5) business days to credit your account. No cancellations or refunds on this item.
  • Internet Banking with Bill Pay
  • Monthly statement with check imaging

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Disclosures

Gift at account opening: The minimum deposit to open the account and to obtain the gift is $50. Ask us for details. Bank rules and regulations apply. Other fees may apply. See Fee Schedule for details. Gift provided at the time of account opening. INSOUTH reserves the right to substitute a gift of similar value. This is a limited time offer and may be terminated or changed by INSOUTH at any time without notice. Termination of or changes to the offer will not impact earned gifts or gift eligibility in progress. Gift may be reported on a 1099-INT or 1099-MISC.

Refer a Friend: The minimum deposit to open the account and to obtain the gift is $50. Ask us for details. Bank rules and regulations apply. Other fees may apply. See Fee Schedule for details. Gift provided at the time of account opening. The newly referred customer must open an INSOUTH personal checking account with a minimum opening deposit of $50 to receive a gift. The awarding of a gift through this program may indirectly inform the Referrer that the Referred Person has established a new account with INSOUTH Bank. There will, however, be no additional information regarding any newly established account provided to the Referrer. INSOUTH reserves the right to substitute a gift of similar value. This is a limited time offer and may be terminated or changed by INSOUTH at any time without notice. Termination of or changes to the offer will not impact earned gifts or gift eligibility in progress. Gift may be reported on a 1099-INT or 1099-MISC.

Buy Back: Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. For eligibility, must have an INSOUTH checking account that opened on or after January 26, 2024. The incentive will be credited to an INSOUTH checking account. Personal checking account: $2.00 for each pad of unused checks and each debit card, up to $10. Business checking account: $10 for any quantity of unused checks or debit cards.

Mobile Banking & Mobile Deposit: Message and data charges may apply with your cellular provider. Registration required. Online and Mobile Banking may be subject to additional terms and conditions and/or third party service provider fees. Registration and approval required for mobile deposit. Cutoff Time For Deposits Is 4:00 p.m. CST.

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details.

uChoose Rewards is a registered trademark of Fiserv, Inc. Registration required. Terms and conditions apply.

 

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