Take control of your financial future with a personal savings account from INSOUTH Bank.
-
Open an account with just $100
- Open an account with as little as $25, and set the maturity from 6 to 36 months depending on your savings goals
- Make or Schedule deposits at any time during your savings cycle
- Your first quarterly withdrawal at no extra charge—after that, access your fund for as little as$5 per withdrawal
- Need to access your savings earlier than planned? Early withdrawal penalties are just $25
- This account is open to kids’ age birth to 22 years old.
- Only $10.00 to open
- No minimum balance requirement
- No monthly account fee
- 6 withdrawals per quarter, then $5.00 each
- Interest compounded daily and credited quarterly
*The age eligibility requirement for your INDependent Savigs account is birth to 22 years of age. Upon reaching the age of 23, your INDependent Savings account will be converted to a Regular Savings account. The Regular Savings account holders can avoid the imposition of the $5.00 Maintenance Service Charge by maintaining an average balance of $300 daily. There is no fee for the first 6 withdrawals each quarter. Any withdrawal over six will incur a $5.00 excess withdrawal fee. Interest is compounded daily and credited quarterly.
- Open an account with as little as$25
- Make deposits at any time during your savings cycle
- Your first quarterly withdrawal at no extra charge—after that, access your funds for as little as$5 per withdrawal
- Need to access your savings earlier than planned? Early withdrawal penalties are just$25
- Automatic transfer from checking and/or savings for your convenience
- Funds available on October 31st of each year.

