When you’ve found the spot you’ll call “home,” INSOUTH Bank’s lot and land loans provide the financing you need to make it your own. These exclusive loans are ideal for the home builder as well as the short- and long-term investor, and provide competitive rates, flexible repayment terms and ongoing support from start to finish. And, should your lot and land loan lead you to that dream home, INSOUTH will be there to help you with the mortgage loan that is Just Right for You.
INSOUTH’s Lot and Land Loans ensure you get the property you want on the terms you need:
- Buy now and build later—it’s your loan and your land
- Competitive rates and flexible repayment terms to keep you on track
- Secure a lot and land loan with a low down payment
- When you are ready to build, roll your loan into an INSOUTH mortgage or other permanent financing
Found your perfect property? Don’t wait. Call INSOUTH now or visit a branch to apply for your lot and land loan.

