At INSOUTH Bank, we seek creative and career-oriented employees who will strengthen our market presence and enhance shareholder value. Whether you have several years of banking experience or are new to the industry, we offer employment opportunities that will develop your professional and personal goals.
- Please ensure resume includes an e-mail address, as it is required should future contact be merited.
- Submissions will be disbursed to the appropriate manager; however, this does not guarantee an interview.
- Only qualified applicants, in conjunction with the job description, will be seriously considered.
- Interviewed applicants should receive follow up e-mails, as the process deems necessary and in accordance with INSOUTH Bank’s application procedures.
- INSOUTH Bank is an EEO (An Equal Opportunity/Affirmative Action Employer)
INSOUTH Bank’s HR Department will only accept resumes when an active position is available.
Authorized background/credit checks conducted. Employment subject to drug screen.
EDUCATION and/or EXPERIENCE: High school diploma or general education degree(GED) and at least six months related experience.
Previous banking and cash handling experience required. Professional bilingual proficiency in Spanish a plus.
Primary Responsibilities
• Manage the daily operations of the Loan Operations and CDP Departments.
• Supervise, coach, develop, and evaluate department staff.
• Oversee loan booking, servicing, maintenance, payment processing, transaction processing, loan exceptions, file custody, and system maintenance.
• Ensure accurate processing and servicing of commercial, consumer, real estate, and SBA loans.
• Audit new and renewed loans for accuracy and completeness and oversee correction of exceptions.
• Review Loan File Maintenance Reports and ensure timely resolution of maintenance items.
• Review and process specialized loan transactions, including bankruptcies, charge-offs, foreclosures, repossessions, non-accruals, and other related activities.
• Prepare and review monthly reports including Loans Loaded, Loans Received, Delinquent Loans, SBA 1502 Reports, and Officer Loan Fee Reviews.
• Assist employees, lenders, and other Bank personnel with operational issues, troubleshooting, and problem resolution.
• Approve payroll, wires, invoices, and other assigned administrative functions.
• Coordinate departmental projects and process improvement initiatives.
• Participate on various management and risk committees, including Senior Staff, CRA/Compliance Risk, Transaction Risk, Risk Occurrence& IS Risk, Disaster Recovery, and Strategic Planning.
Qualifications
• A minimum of 10 years’ experience in loan operations, including both commercial and consumer lending operations.
• Extensive knowledge of loan documentation, collateral perfection, servicing requirements, and applicable regulations.
• At least 5 years of leadership experience with a demonstrated ability to effectively manage and develop staff.
• Strong analytical, organizational, problem-solving, and decision-making skills.
• Ability to effectively manage multiple responsibilities and competing priorities.
• A positive, team-oriented leadership style with a commitment to operational excellence.
• An associate degree in Business or a related field, or equivalent work experience.
• Industry-specific training in loan operations and related functions.
• Experience with LaserPro, Fiserv, Microsoft Office products, and other loan operations systems.

