IDProtect

Safe & Secure

Identity theft takes a serious financial and emotional toll on its victims. Together you and INSOUTH Bank can minimize the pain and hassle of identity theft, and ensure your peace of mind. INSOUTH Bank personal checking accounts provide a wealth of benefits that will help you bank smarter and now we are providing our new identity theft protection service, IDProtect^®1*, to customers. IDProtect^® is included with the INRewards checking account.

Service is not available to a “signer” or “beneficiary” of the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students.

Stop by a INSOUTH Bank branch today and ask about personal checking with IDProtect^®. At INSOUTH Bank there’s no substitute for your security and peace of mind.

You, your joint account holders and your family will receive the following identity theft protection services:

• Identity Theft Expense Reimbursement Coverage^2* - To cover expenses associated with restoring your identity. 
• Comprehensive Identity Theft Resolution Services - Should you suffer identity theft, you very own IDProtect² fraud resolution specialist will help you every step of the way until your identity is restored. 
• Debit and Credit Card Registration - Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards. (Registration/activation required)
• Credit Monitoring - IDProtect² will monitor your single bureau credit files daily, and alert you if key changes occur. (Registration/activation required) Credit file monitoring may take several days to begin following activation. 
• Credit Report and Score - Access to single bureau credit reports and single bureau score. Credit scores is a VantageScore 3.0 based on single bureau credit bureau data. Third parties may use a differnt VantageScore or a differnt type of credit score to assess your creditworthiness. (Registration/activation required)
• Identity Monitoring - Monitoring of over 1,000 databases. (Registration/Activation required) 
• Additional Resources - Online Identity Theft News Center & Valuable Phone & Web Resources. (Registration/activation required)
• Cellular Telephone Protection² - Receive up to $400 of replacement or repair costs if your cellphone is stolen or damaged in the US and abroad. (Cellular telephone bill must be paid through this account)

_{1. Eligibility: Benefits are available to personal checking accounts, their primary account owner and their joint account owner(s) subject to the terms and conditions set forth in the Guide To Benefit and/or insurance documents for the applicable Benefits. Benefits are available to non-publicly traded businesses and their business owner(s) listed on the account but are not available to employees or authorized signers who are not owners. Benefits are not available to a "signer" on the account who is not an account owner or to clubs, organizations and/or churches and their members, schools and their employees/students.  For revocable grantor trusts, Benefits are available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, Benefits are available to the beneficiary, who must be the primary member (Fiduciary is not covered)}

_{2. Special program notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Guide to Benefit and insurance documents are enclosed and can be found online at INSOUTHREWARDS.clubchecking.com . Insurance Products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.}