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Business Treasury Management

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Business Treasury Management
 
Your cash works harder when your bank knows your name.

Big-bank tools. Small-bank attention. INSOUTH delivers sophisticated treasury solutions with local decision-makers who understand the businesses shaping West Tennessee's next chapter.

 

 

 

155+

Years Serving Tennessee
6

Local Markets
24/7

Online Treasury Access
1-Day

Local Decisions

 

 
CORE SOLUTIONS
Everything your business needs to manage cash with confidence
Cash & Liquidity
Sweep accounts, zero-balance structures, and real-time balance monitoring to put every dollar to work.
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Payments & Payables
ACH origination, same-day wires, bill pay, and corporate card programs— all in one secure portal.
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Receivables
Lockbox processing, remote deposit capture, merchant services, and ACH collections.
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Fraud Prevention
ACH Positive Pay, Check Positive Pay, dual-approval controls, and real-time fraud alerts.
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Reporting
Custom reports, intraday balance data, and accounting software download integrations.
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Dedicated Team
A local specialist— not a call center— who knows your business, industry, and market by name.
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ONLINE PLATFORMS
Manage everything from one place, on your schedule
 

Real-time balance visibility
See available and collected balances the moment they update — no end-of-day waits.

 

Multi-user access controls 
Set permissions by role — limit who can initiate wires, who approves, who views only.

 

Dual-approval workflows 
Require two sets of eyes on large transactions — essential internal control for any business.

 

QuickBooks integration
Download transactions directly into your accounting platform. Less entry, fewer errors.

 

Mobile deposit & fraud alerts
Deposit checks and receive fraud notifications anywhere —business doesn't stop at 5pm.

INSOUTH Business Portal
"Our company has used the e-Corp services provided by INSOUTH Bank for several years. We view our bank accounts daily through this service and other features, like the ACH transfers and bank notifications. It is so convenient for our business to have all of our information viewable in one place and accessible any time of day."  

Ashley W.
 A Utility Division Company 
 
INDUSTRY EXPERTISE
Built around the businesses that built West Tennessee

 

AGRICULTURE

  • Seasonal sweep accounts

  • Input financing

  • ACH payroll

  • Cooperative banking

PROFESSIONAL SERVICES
  • Electronic invoicing & client payment solutions
  • Trust/IOLTA or escrow account management
  • Reimbursement and expense tracking
  • Dual-controled fraud protection & secure payment approvals
REAL ESTATE
  • Zero-balance sub-accounts
  • Tenant payment processing
  • Escrow management
  • Construction draw accounts
CONSTRUCTION & CONTRACTORS
  • Payroll services for employees
  • Progress payment and invoice collection solutions
  • ACH and wire payments for subcontractors and vendors
  • Fraud protection tools for high-dollar check and ACH activity 
MUNICIPAL & GOVERNMENT
  • Public funds compliance
  • Tax payment processing
  • Dual-control approvals
  • Audit-ready reporting
 
YOUR LOCAL TEAM
Treasury specialists who live and work here too

 

Jessica Howard

VP,  Branch Administrator

 

Atoka

 
Jackie Wilson

Branch Administrator

 

Covington



 
Katie Plourde

Branch Administrator

 

Millington

 
Lisa Simmons

VP, Deposit Officer

 

All Markets

 
Mandy Erwin

Branch Administrator

 

Brownsville

 
Taquitta Wilson

Branch Administrator

 

Jackson

 
Tammy Boyce

Branch Administrator

 

Memphis

 

 

 
Ready to put your cash to work?

Schedule a no-obligation treasury review with a local INSOUTH specialist. We'll map your current setup, identify

opportunities, and recommend the right mix of services for your business.

 

 

Schedule a Treasury Review      Explore All Services

 

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