Personal Debit Cards

PURCHASING HAS NEVER BEEN EASIER          

Now you can use Apple Pay®, Google Pay ™ or Samsung Pay® with your INSOUTH debit card to pay quickly and conveniently at checkout in stores, online and for in-app purchases. Simply choose your preferred mobile wallet and get started today! 

  

WHICH Debit CARD IS BEST FOR YOU?

Visa® Rewards Debit Card

Your Rewards Debit Card is convenient and ready to use anywhere Visa® is accepted. All transactions will be automatically deducted from your Checking Account and appear on your monthly statement.

Visa® Premium Debit Card

Your Premium Debit Card is convenient and ready to use anywhere Visa® is accepted. All transactions will be automatically deducted from your Checking Account and appear on your monthly statement.

 

Visa® Rewards Debit Card

Visa Rewards Card

Your Rewards Debit Card is convenient and ready to use anywhere Visa® is accepted. All transactions will be automatically deducted from your checking account and appear on your monthly statement.

Access your Debit Card Rewards

 Features

  • Access MoneyPass1 ATMs worldwide surcharge free
  • Earn and redeem points for cash, gift cards, travel discounts, electronics, and other great gifts! Earn 1 point for every $2.00 spent as a credit (signature based) transaction with uChoose Rewards Points. 
  • Visa Auto Updater (VAU)2 - Now when your card information changes, VAU will ensure participating merchants receive your updated information automatically. You may opt out of this feature at any time by contacting customer.service@insouth.com or by calling 1-866-348-3614.
  • Fraud Prevention Services - We use industry leading technology to help prevent suspected fraudulent transactions. Occasionally it is necessary to block card transactions in other states, foreign countries, and various locations where fraudulent activity is prevalent. We apologize for any inconvenience this may cause, but assure you this action is taken to protect you.
  • For your protection, activate your card once received. Never reveal your PIN to anyone or write your PIN on your card. 

Security

  • Activate your card once received. You will setup your PIN at this time.
  • Your Personal Identification Number (PIN) may be required to complete purchases with some merchants.
  • Safeguard your card number. Treat your card like cash and always keep it in a safe place. Report a lost or stolen card immediately.

Visa® Premium Debit Card

Visa Premium Card

Your Premium Debit Card is convenient and ready to use anywhere Visa® is accepted. All transactions will be automatically deducted from your Checking Account and appear on your monthly statement.

Access your Debit Card Rewards

Features

  • Access MoneyPass1 ATMs worldwide surcharge free
  • First Horizon Bank ATMs with no surcharge.
  • Earn and redeem points for cash, gift cards, travel discounts, electronics, and other great gifts! Earn 1 point for every $1.00 spent as a credit (signature based) transaction with uChoose Rewards Points.
  • Visa Auto Updater (VAU)2 - Now when your card information changes, VAU will ensure participating merchants receive your updated information automatically. You may opt out of this feature at any time by contacting customer.service@insouth.com or by calling 1-866-348-3614.
  • Fraud Prevention Services We use industry leading technology to help prevent suspected fraudulent transactions. Occasionally it is necessary to block card transactions in other states, foreign countries, and various locations where fraudulent activity is prevalent. We apologize for any inconvenience this may cause, but assure you this action is taken to protect you.
  • For your protection, activate your card once received. Never reveal your PIN to anyone or write your PIN on your card.

Security

  • Activate your card once received. You will setup your PIN at this time.
  • Your Personal Identification Number (PIN) may be required to complete purchases with some merchants.
  • Safeguard your card number. Treat your card like cash and always keep it in a safe place. Report a lost or stolen card immediately.

Disclosures

1 A surcharge fee may be imposed if you use your Rewards Debit Card outside the MoneyPass network. A surcharge fee may be imposed if you use your Premium Debit Card outside the MoneyPass network or First Tennessee Bank ATMs.

2 Since, not all merchants participate in VAU, you should notify merchants when your card information is updated to ensure payments are not interrupted and to avoid late payments and penalties.

You must Register your new card number at www.uchooserewards.com to begin earning points and to redeem points.

To help prevent possible card interruptions, let us know when you plan to travel, memorize your PIN, and keep your contact information current. 

After Hours Service – For assistance with Debit Card denials, fraudulent activity, or to advise us of your travel plans Call 1-800-541-3891, Option 2 .

There is a monthly Premium Debit Card charge fee of $5.00.

  

Copyright c 2021 INSOUTH Bank. All rights reserved. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

 

 

 

 

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