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Privacy Policy

 

 

REV. 09/2020

FACTS

WHAT DOES INSOUTH BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include

  • Social Security number and Checking account information
  • Account balances and Payment history
  • Credit history and Credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons INSOUTH Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes INSOUTH Bank share?Can you limit the sharing?

For our everyday business purposes-

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes-

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes-

information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes-

information about your creditworthiness

No

We don't share

For non-affiliates to market to you

No

We don't share

Questions? Call (800) 541-3891 or go to https://www.insouth.com 
Who We Are

Who is providing this notice?

INSOUTH Bank

What We Do

How does INSOUTH Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Your trust is important to us and we are committed to protecting your financial privacy.

How does INSOUTH Bank collect my personal information?

We collect your personal information, for example, when you

  • Deposit Money or Pay your bills
  • Apply for a loan or Use your credit or debit card
  • Open an account

We also collect your personal information for others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies

  • INSOUTH Bank has no affiliates

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • INSOUTH Bank does not share with non-affiliates so they can market to you.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Joint marketing partners provide marketing services on behalf of INSOUTH Bank & other financial institutions with which we have joint marketing agreements.
  • INSOUTH Bank does not jointly market.
Other Important Information

Collected Information:

We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device's geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s location (such as the location of an ATM or in store transactions).

 

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