INSOUTH Keeps You INBusiness

Cash Management Options

Running a business is a 24/7 task, and no one knows that like INSOUTH Bank. INSOUTH’s comprehensive cash management services are always one step ahead of your fast-paced marketplace, ensuring there’s never a lag between you and your financial needs.

Business Online Banking

Your Link to Powerful Banking

For Companies searching for a real-time, anywhere/anytime corporate cash management product, INSOUTH e-Corp commercial Internet Banking is the answer.

If you are not already an eCorp User and would like additional information contact us or visit your local branch for additional details or to sign up. Schedule an appointment with our customer service representatives to see how INSOUTH Bank Is Just Right For You! and your business. Contact Us

Product Features

• Real-Time, online Account & Transaction Information
• Access to all your corporate accounts, both loan & deposit
• Customized employee security by account by function
• Internal Transfer Capability
• ACH Origination
• Wire Transfer Origination
• Complete Loan Information
• Loan Advance and Payment capabilities
• Cash Position Information
• Stop Payment search, inquiry and authorization
• Float Analysis
• Funds Management
• Integrated File Downloads for account reconciliation
• Check Image Access
• Online Check Reordering

Login to E-Corp

Remote Deposit

This is a technology-based service that allows you to submit an electronic image instead of having to physically hand in a paper version at your branch. Using remote deposit capture can help your business save significant amounts of time, since driving to the bank to deposit a physical check can be a time-consuming process. Utilizing remote deposit capture can give you more time to focus on your business and your customers. Remote deposit capture can also help to reduce the risk of fraudulent behavior by ensuring that checks are recognized far quicker than using physical checks. Scan checks from anywhere, and make instant, electronic deposits to your INSOUTH account day or night—no ATM deposits, no waiting for banking hours, no lines at the teller. Just instant deposits with the click of a button, whenever and wherever it’s convenient for you. Fees may apply. Remote Deposit available upon approval.

Automated Clearing House (ACH) Services

ACH guarantees accurate customer payments and simplifies accounts payable and receivable processes. With these pre-authorized debits and credits, automated payroll and electronic bill payment services—all backed by INSOUTH—payments have never been easier or more streamlined.

• Deposit funds to employee and customer accounts safely and conveniently.
• Accomodate one-time and recurring deposits for several needs.
• Eliminate costs of generating checks, mail, and postage.
• Allow customers to deposit funds into their accounts with immediate access to funds.

Direct Deposit

Eliminate check writing, increase accuracy and reduce paperwork and fraud with INSOUTH’s Direct Deposit service. Direct Deposit electronically deposits employees’ net payroll amount, dividend payment or expense reimbursements into any checking or savings account in the ACH Network. Businesses can also use direct deposit to issue vendor payments.

Zero Balance Accounts (ZBAs)

Zero Balance Accounts are ideal for any business that keeps an operating account and separate accounts for things like payroll, petty cash, and travel reimbursements. A ZBA saves you time, limits banking and clerical errors, makes it easier to audit and monitor spending, reduces the risk of fraud, optimizes cash flow, and provides more spending control. Eliminate excess balances across multiple accounts with a ZBA. Concentrate your cash for investments, debt reduction or other business goals by sweeping among your deposit accounts daily, while still covering the costs associated with all checks and payments.