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Security

Overview

Your transactions are absolutely safe. INSOUTH Bank Online Banking works with cutting edge technology partners to ensure that the most secure environment is made possible for our valued customers. We want to make sure we offer you worry free Internet banking. You can be completely confident of the following security measures:

Secure Communications
Secure Environment
Secure Log In

Your Password
Secure Email
Encryption

If you have any questions or concerns please contact us.

Secure Communications

Our system ensures that data exchanged between your PC and our computers is encrypted with “SHA256 with RSA” encryption-the strongest encryption available. Encryption is accomplished through RSA 2048 bit algorithms, which utilize mathematical formulas to create private keys between endpoints, and additionally “encrypt” or hide information from prying eyes on the Internet. Additionally, if the protocols used detect that data was added or deleted after you sent it to the bank, the connection will be severed in order to guard against any tampering. The most popular browsers have these features already built in.

Secure Environment

INSOUTH Bank’s computer system does not connect directly to the Internet. It is isolated from the network via a “firewall”. A firewall is a combination of software and hardware products that designate parameters, control and limit the access that outside computers have to the banks internal network and databases. You can feel secure knowing that our bank’s firewall protects your personal information from unauthorized access.

Secure Log In

User ID’s and passwords are isolated from the Internet by being stored on INSOUTH Bank’s computer. This way the passwords and ID’s can never be accessed or downloaded by anyone on the Internet. Additionally, user passwords can vary by a number of 4 to 16 characters, which means the chance of randomly guessing a password is less than one in 1 billion! The system also checks for invalid Log Ins and automatically disallows a user after three invalid attempts. This prohibits the “hacker” from gaining access to our system thus protecting your accounts.

Your Password

You will be responsible for maintaining one of the most important security measures, your password. When you receive your Online Banking password, you will immediately be asked to change it to a different password of your choice. Be sure to keep it a secret. Memorize it, or write it down and keep it in a safe place. It is not recommended you carry your password in your purse or wallet. Make sure no one watches you enter your password and always close your browser when leaving the computer. Make sure you regularly scan your computer for viruses that could be used to capture password keystrokes. You ultimately hold the key to your password security.

Secure eMail

E-mail is not a secure method of communication. We recommend that you do not send confidential, personal or financial information by e-mail.
At INSOUTH Bank we make it a policy to send our customers secure/encrypted emails as to secure our customer’s information, including social security numbers, account numbers and credit/check card numbers, etc.

The email recipient will receive a notification that they have received a secure message from INSOUTH Bank along with instructions on how to decrypt the message. First time recipients will need to register one time and create their own password. They will use this password to decrypt ANY and ALL encrypted email messages they receive from INSOUTH.